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Filing an Insurance Claim for Windstormhurricane Damage in Florida

If you have lived in Florida for any period of time, then you should know about the dangers of the hurricane season. When a big storm comes it may bring hurricane force winds up to 140 miles per hour. These winds can cause trees to fall, tear holes in rooftops, and even overturn the vehicles in your driveway. If you have suffered property damage due to a windstorm or hurricane, then you may be eligible for compensation in a Florida hurricane damage claim.

To make a claim, you can get the professional help of a Florida hurricane damage attorney.

How to File a Florida Hurricane Damage Claim

While there is no official type of “hurricane insurance”, hurricane damage is generally covered by property, windstorm, and flood insurance. Therefore, if you have suffered damages due to wind, rain, fire or flood, you may make a claim on one of these policies.

There are several steps to take when making a Florida hurricane damage claim. Before calling your insurance company, you should read over your insurance policies, and know exactly what each one covers. This will prevent you from making a claim on the wrong insurance policy.

Next, you should call your insurance agent to file a claim. You may be asked questions such as:

  • How did the damage occur?
  • What is the extent of the damage?
  • Have you taken steps to prevent the damage from getting worse?

Your insurance agent will then send an adjuster to estimate the value of your claim. In the meantime, you should document the damage with video or photographs, and take the necessary steps to prevent the damage from getting worse.

If you don’t attempt to mitigate the damage, such as by covering up a broken window to prevent the rain from getting in, then your insurance company may deny your Florida hurricane damage claim. After a hurricane, it is your responsibility to try and prevent any further damage from occurring.

Ways to Document Your Losses

Besides documenting your losses with video or photographs, you should save any receipts that show the value of your damaged property. If you need to pay for emergency repairs, then you should save the paperwork on those repairs. In a Florida hurricane damage claim, any repairs to your damaged property may be reimbursed by your insurance company. If you are not sure whether certain damages may be reimbursed, you can get the expert advice of a Florida hurricane damage attorney.

How Can A Florida Hurricane Damage Attorney Help?

When filing a Florida hurricane damage claim, a Florida hurricane damage attorney can help in a number of ways. For instance, your insurance company may underestimate the value of your claim, or even deny your claim altogether. In these cases, you may have to file an appeal by providing additional documents to support your claim. A Florida hurricane damage attorney can help you ensure all of your paperwork and supporting documents are organized and submitted properly to the insurance company.

If you have suffered property damage or loss due to a windstorm or hurricane, it would be in your best interest to contact an experienced Florida hurricane damage attorney who can help you fight for the compensation to which you may be entitled. Contact us today to schedule a FREE evaluation of your case 1-863-683-1111.